When anyone opens a current account at a bank, he is lending the bank money. He may 1 the repayment of the money at any time, either 2 cash or by drawing a check in favor of another person. 3 , the banker-customer relationship is that of debtor and creditor who is 4 depending on whether the customer's account is 5 credit or is overdrawn. But, in 6 to that basically simple concept, the bank and its customer 7 a large number of obligations to one another. Many of these obligations can give 8 to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is 9 against him.

　　The bank must 10 its customer's instructions, and not those of anyone else. 11 , for example, a customer opens an account, he instructs the bank to debit his account only in 12 of checks drawn by himself. He gives the bank 13 of his signature, and there is a very firm rule that the bank has no right or 14 to pay out a customer's money 15 a check on which its customer's signature has been 16. It makes no difference that the forgery may have been a very 17 one: the bank must recognize its customer's signature. For this reason there is no 18 to the customer in the practice, 19 by banks, of printing the customer's name on his checks. If this 20 forgery, it is the bank that will lose, not the customer.

　　1. [A] acquire [B] deposit [C] demand [D] derive

　　2. [A] for [B] through [C] as [D] in

　　3. [A] However [B] Primarily [C] Moreover [D] Presumably

　　4. [A] which [B] what [C] how [D] that

　　5. [A] on [B] with [C] in [D] for

　　6. [A] support [B] contrast [C] regard [D] addition

　　7. [A] owe [B] commit [C] attribute [D] embark

　　8. [A] purpose [B] rise [C] priority [D] thought

　　9. [A] loaded [B] offended [C] discriminated [D] directed

　　10. [A] conform [B] comply [C] obey [D] abide

　　11. [A] Unless [B] Although [C] Since [D] When

　　12. [A] respect [B] charge [C] line [D] place

　　13. [A] specifics [B] signs [C] symbols [D] specimens

　　14. [A] reputation [B] prestige [C] authority [D] impact

　　15. [A] by [B] on [C] with [D] for

　　16. [A] printed [B] confirmed [C] forged [D] justified

　　17. [A] delicate [B] skillful [C] unusual [D] unique

　　18. [A] risk [B] guarantee [C] fault [D] benefit

　　19. [A] engaged [B] intended [C] adapted [D] adopted

　　20. [A] contributes [B] facilitates [C] results [D] leads

　　參考答案：

　　1. [答案] [C] demand

　　[注釋] 詞義搭配。demand the repayment of the money提取錢。 acquire vt. 獲得; deposit vt. 將(錢)存入銀行;derive vt. 得到，獲取。例如：derive great pleasure from ones studies(從學習中得到很大樂趣)。

　　2. [答案] [D] in

　　[注釋] 慣用搭配。in cash以現(xiàn)金方式。

　　3. [答案] [B] Primarily

　　[注釋] 邏輯搭配。primarily主要地;however然而;moreover此外;presumably推測起來，大概。

　　4. [答案] [A] which

　　[注釋] 邏輯搭配。 who is which depending on... 誰是債務(wù)人，誰是債權(quán)人取決于…。

　　5. [答案] [C] in

　　[注釋] 慣用搭配。be in credit 有結(jié)余;buy on credit賒購。

　　6. [答案] [D] addition

　　[注釋] 邏輯慣用搭配。in addition to除…以外。in support of支持;in contrast to與…相對照;in regard to關(guān)于，在…上。例如：I have nothing to say in/with regard to your complaints.(對于你的投訴,我無可奉告)。

　　7. [答案] [A] owe

　　[注釋] 詞義搭配。owe obligations to sb. 向某人承擔義務(wù); commit oneself to doing sth.使自己承擔做某事的任務(wù);attribute ... to把…歸因于; embark on著手，開始從事,例如：embark on a new career(從事一項新的職業(yè)); embark on a long journey(開始漫長的旅行)。

　　8. [答案] [B] rise

　　[注釋] 慣用搭配。give rise to引起，產(chǎn)生,例如：His words gave rise to a considerable amount of speculation.(他的話引起了很多猜測)。give purpose to使…有目的,例如：give purpose to ones life(使某人的生活有目的)。give priority to優(yōu)先考慮,例如：We should give priority to the development of our reading skills. give thought to考慮…,例如：Have you given any thought to which university you would like to go to when you leave school?

　　9. [答案] [A] loaded

　　[注釋] 詞義慣用搭配。be loaded against... 對…不利,例如：The odds were loaded against him. (情況對他不利)。offend against...觸犯(法律等),例如：This verdict offends against ones idea of justice.(這個裁決觸犯了人們的正義觀念)。

　　discriminate against歧視,例如：The law does not discriminate against any race, creed or color.(法律并不歧視任何種族、信條或膚色)。

　　direct... against使…針對…,例如：His remark directs its blows mainly to the working people.(他的話主要打擊了勞動人民)。

　　10. [答案] [C] obey

　　[注釋] 詞義結(jié)構(gòu)搭配。obey ones instructions服從某人的指令。conform to符合,遵守，例如：All students must conform to the rules.(全體學生都必須遵守這些規(guī)則)。 conform with符合，例如：The design conforms with the regulations.

　　注意：conform to較常用;只偶爾用conform with。comply with照…辦;遵守，例如：1) People who refuse to comply with the law will be punished. 2) He knows the regulations, and if he refuses to comply with them he must take the consequences. abide by遵守，服從：1) We agreed to abide by your judgment. 2) She will abide by her promise. 3) abide by承受：You will have to abide by the consequences.

　　11. [答案] [D] When

　　[注釋] 邏輯結(jié)構(gòu)搭配。when引導時間狀語從句。

　　12. [答案] [A] respect

　　[注釋] 結(jié)構(gòu)搭配。in respect of...用來付…的錢(商業(yè)用語),例如： The company gave him $230 in respect of the work he has done.(公司給他230美元用來支付他的工錢)。in charge of... 負責,例如： 1) (作表語) He will be in charge of the whole factory next week when the director is away.2) (作定語) The officer in charge requested Arthur to put on his outdoor clothes. in line with與…一致,符合,例如: 1) (作表語) Some of the recent actions of the government are not in line with the statement of policy in their election manifesto. (政府最近的一些行動不符合他們在大選宣言中的政策聲明)。 2) (作狀語) In line with history and social evolution socialism is inevitable.(按照歷史和社會的發(fā)展，社會主義是必然的)。in place of ... 代替…,用…而不用…,例如：The Chinese use chopsticks in place of knives and forks. (中國人用筷子，而不用刀叉。)

　　13. [答案] [D] specimens

　　[注釋] 詞義搭配。 specimen樣本; specific細節(jié); sign跡象,符號,牌;symbol象征。

　　14. [答案] [C] authority

　　[注釋] 詞義搭配。authority權(quán)力;reputation聲譽; prestige聲望; impact影響。

　　15. [答案] [B] on

　　[注釋] 結(jié)構(gòu)搭配。on a cheque 憑支票;on表示原因或根據(jù)。

　　16. [答案] [C] forge

　　[注釋] 詞義搭配。 forge (= invent)偽造，如：He got the money dishonestly, by forging his brothers signature on a check. forge的原意是“鍛造”，例如：The blacksmith forged the horseshoe with great skill.(這位鐵匠熟練地鍛造了這塊馬蹄鐵)。print vt. 印刷，出版，如：print books。confirm vt. 1)證實，肯定，確認：The experiment confirmed his theory. 2)加強，堅定(信念等): The latest information confirms my belief that he is to blame.(最新的信息堅定了我的信念：他應(yīng)受責備)。 3)批準，同意：The agency confirmed the contract.(這個機構(gòu)批準了這個合同)。justify vt. 證明…是正確的，如：1) You will have to justify your